These terms and conditions (“T&Cs”) apply to Your access to, and use of the Application (defined hereinbelow). The Application is operated by Unlimited Technology P Ltd and its subsidiaries, associates, licensees, and affiliated companies ‘’e-dheba”.

You acknowledge that e-dheba is providing you with a revocable license to use limited features of the Application and is not selling the Application or any features or technologies contained therein.

By continuing usage of the Application, You are consenting to be bound by these T&Cs.

PLEASE ENSURE THAT YOU READ AND UNDERSTAND ALL THESE T&Cs BEFORE YOU USE THE APPLICATION AND FEATURES CONTAINED THEREIN.

If You find any of the T&Cs unacceptable, do not tender your acceptance to use the Application or avail any of its features. YOUR AGREEMENT TO THESE T&Cs SHALL OPERATE AS A BINDING AND LEGALLY ENFORCEABLE AGREEMENT BETWEEN YOU AND ANI IN RESPECT OF THE FEATURES OFFERED/AVAILED USING THE MOBILE APPLICATION.

I. DEFINITIONS

All of the defined and capitalized terms in these T&Cs will have the meaning assigned to them here below:

“Account” refers to the User’s/Provider’s account on the mobile application e-dheba agreeing the use of the Application by the User

“Application” shall mean the mobile application e-dheba and shall mean and include any updates provided by e-dheba from time to time.

“Registration Data” shall mean and may include the present, valid, true and accurate name, Email ID, phone number and such other information as may be required by e-dheba from time to time, provided by the Users at the time of registration on the mobile application e-dheba or otherwise.

“User” shall mean persons who have created an Account and use the Application.

"You", “Your" or “Yourself” shall mean reference to the User accessing the Application

e-dheba is a digital financial service that provides interest on all the money one has in its account and provides its services in four major pillars: Savings and credit services; remittance services; payment services and SuperServices. e-dheba offer under the Savings and Credit Services thru its sister concern Imperial Savings and Credit Cooperative Ltd and from its partner organization Citizen Bank International Ltd", savings accounts, get online credit facilities for buying products in EMI, and getting micro loans including insurance services. Users will be able to send remittances currently from all the countries in European Union thru its sister concern Lalit Money Transfer P Ltd. Having merged with iPay Pvt Ltd, we are now able to offer payment services for mobile, internet, telephone, television, electricity, school, airlines, water, bus services, etd. In the SuperApp services, edheba provides taxi, two wheeler ride sharing, food order from restaurants, groceries and 50+ other services like plumber, carpenter, mason, electrician, home tutor, etc.

Get someone pick up the vehicle registration billbook from your home/office, pay the road tax, renew your insurance and deliver it back to you. All for only NPR 350 for 2 wheeler and NPR 500 for 4 wheeler

Get someone pick up the vehicle registration blue book from your home/office, pay the road tax, renew your insurance and deliver it back to you. All for only NPR 350 for 2 wheeler and NPR 500 for 4 wheeler

eDheba Cards can be used in public transportation, parking, various grocery stores, canteens, etc. It can also be a dual-purpose card as ID for your college/office as well as for payment purposes