Governing Law

These Terms shall be governed and construed in accordance with the laws of Nepal, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.


We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

SMS Service Disruption

On July 24, 2020 we found out that our SMS Server in our office premises was hacked and we had breach in our network security. As a result, SMS for OTP as well as transaction record will be disrupted for a few days until we solve this. Thank you for your understanding and patience as we overcome this issue.

August 14: We are now using Bulk SMS Service from NCell and also have started to use AakashSMS service for all other networks and our entire SMS network is fully operational now despite the hacking and breach in our network that happened in our SMS infrastructure. All of the other services have not been compromised with security and only SMS server got breached as per the digital forensic experts.